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Does Insurance Cover LASIK Eye Surgery?
Apr 26, 2022 • All articles

Does Insurance Cover LASIK Eye Surgery?

Does insurance cover LASIK eye surgery? That’s a question many people have when considering laser vision correction.

LASIK eye surgery is a form of laser vision correction that can treat common vision problems by re-shaping the cornea. It can correct myopia (nearsightedness), hyperopia (farsightedness), and astigmatism (blurry vision at all distances). The results of LASIK are life changing as it can reduce or even eliminate dependency on glasses and contacts, thereby giving patients more freedom in their everyday lives.

At LASIK Experts, we’ve been performing laser vision correction procedures like LASIK for decades. Our talented team includes some of the most experienced LASIK surgeons in Philadelphia and New Jersey. With more than 40 years of combined experienced, our surgeons have completed over 80,000 LASIK and PRK procedures.

Below, we review what you need to know about whether insurance covers LASIK and the financing options offered by LASIK Experts that can help put you on the path to clear vision as soon as possible.


Does Insurance Cover LASIK?

LASIK eye surgery is often viewed to as an elective medical procedure. Since glasses and contacts are considered to be a suitable solution to common vision problems, LASIK is not seen as necessary and so insurance plans rarely cover the complete cost of the surgery.

However, more insurance plans are beginning to offer partial coverage for laser vision correction surgeries like LASIK. WebMD explains some plans now cover up to 50% of the cost of LASIK. It’s also sometimes possible to buy an add-on vision plan that offers more coverage than your initial insurance plan.

Insurance plans are more likely to cover the cost of your procedure if you choose a surgeon in your preferred provider network. If you’re in Philadelphia or New Jersey, LASIK Experts may be included in your network. Contact your insurance company for more information.

In addition, through health savings accounts (HSAs) and flexible spending accounts (FSAs), it’s possible to put a portion of your pre-taxed dollars towards an elective medical procedure like LASIK, thus reducing the direct cost to you.


Financing Options at LASIK Experts

At LASIK Experts, we don’t believe that clear vision should be a luxury. In the event that your insurance doesn’t cover LASIK or will only fund a portion, we offer a variety of flexible financing offers to make your procedure more affordable.

We offer Wavefront Optimized LASIK eye surgery for $999* per eye, and we also have a lowest price guarantee.** So, if you find a laser vision correction provider offering the same services for cheaper, we’ll match the price and take an additional $100 off the cost.

When you come in for a free, no-obligation consultation, our team will review all of your options for financing and can help determine how much your insurance plan may cover. We’ll also be able to recommend the best type of procedure to correct your vision problems as well as suit your needs and lifestyle.

If you’re located in Philadelphia or New Jersey and are interested in laser vision correction, be sure to book your free consultation with LASIK Experts so we can get you started on the road to clear vision.

*$999 per eye price is for a traditional wavefront optimized procedure. Vision Enhancement Plan and upgraded technologies available at additional cost. Prices subject to change without prior notice. This offer may not be combined with other offers or insurance plan discounts. Other conditions may apply. Individual results will vary. LASIK is a medical procedure. Talk to Dr. Shah or Dr. Wasserman and consider both the risks and benefits before having your procedure.

**Please note the following with regards to the Lowest Price Guarantee:

  • Refunds will not be provided after the procedure has been completed
  • The Lowest Price Guarantee offer cannot be combined with any other offer
  • Candidacy for vision correction and procedure type must be determined solely by LASIK Experts